Rice and beans are cheap. A bag of rice and a few cans of beans cost very little. Together they make a complete protein. They're filling and nutritious. But let's be honest: plain rice and beans can get boring. The good news: you can make them exciting with different flavors, toppings, and preparations. This guide gives you five creative ways to turn rice and beans into meals you'll actually look forward to. Use our MealPrepBudgeter calculator and recipe cost calculator to track your savings.
Why Rice and Beans?
Rice and beans are a budget staple for good reason. Rice costs about $1 to $2 per pound. Dried beans cost about $1.50 per pound. Canned beans cost a bit more but are convenient. Together, they provide protein, fiber, and carbs. Many cultures have built entire cuisines around this combo. The key is varying how you cook and serve them. For more budget tips, see our Budgeting Tips.
The Cost Per Meal
One cup of cooked rice and one cup of beans costs about $0.50 to $0.75. Add vegetables, salsa, cheese, or an egg and you're still under $2 per serving. That's hard to beat. Our blog has more Meal Ideas.
5 Creative Ways to Make Rice and Beans Exciting
Each of these takes the same base—rice and beans—and turns it into something different. Change the seasonings, toppings, and format. You get five distinct meals from one cheap staple.
1. Burrito Bowl (Mexican-Style)
Layer rice and black or pinto beans in a bowl. Add seasoned chicken, beef, or keep it vegetarian. Top with salsa, shredded cheese, sour cream, guacamole, cilantro, and lime. Add corn, lettuce, or diced tomatoes. It's like a Chipotle bowl at home for a fraction of the cost. Make a big batch of rice and beans, then assemble bowls throughout the week. Cost: about $2 to $2.50 per serving. For more bowl ideas, see cheap lunch ideas.
2. Red Beans and Rice (Cajun-Style)
Cook red kidney beans with onions, bell peppers, celery, garlic, and Cajun spices. Serve over white rice. Add sausage if you want. It's a classic Louisiana dish. Hearty, flavorful, and cheap. Make a big pot and eat it for days. Cost: about $1.50 to $2 per serving. For one-pot methods, read one-pot meals.
3. Coconut Rice and Black Beans (Caribbean-Style)
Cook rice in coconut milk instead of water. Add a pinch of sugar and lime zest. Serve with seasoned black beans, mango salsa, and fresh cilantro. Add grilled chicken or shrimp for protein. Tropical and refreshing. Cost: about $2 to $2.50 per serving. For vegetarian versions, see vegetarian meal prep.
4. Cuban-Style Rice and Beans (Moros y Cristianos)
Cook black beans and rice together with onions, garlic, bell peppers, and cumin. The rice takes on the color and flavor of the beans. Serve with lime, cilantro, and a fried egg. Simple and satisfying. Cost: about $1.25 to $1.75 per serving. Batch cook for the week. See batch cooking guide.
5. Rice and Bean Buddha Bowl (Mediterranean-Style)
Base of rice and chickpeas or white beans. Add roasted vegetables, cucumber, tomato, olives, and feta. Drizzle with lemon-tahini or Greek dressing. Add a fried egg or grilled chicken. Fresh, colorful, and filling. Cost: about $2 to $2.50 per serving. Great for lunch. See protein-rich meals for more ideas.
Rice and Beans: Cost Comparison
Here's how these five variations compare. All use the same cheap base. The difference is in add-ons and prep.
| Variation | Key Additions | Est. Cost/Serving | Prep Time |
|---|---|---|---|
| Burrito Bowl | Chicken, salsa, cheese, avocado | $2–$2.50 | 20 min |
| Red Beans and Rice | Sausage, Cajun spices, trinity | $1.50–$2 | 45 min (mostly hands-off) |
| Coconut Rice and Beans | Coconut milk, mango, lime | $2–$2.50 | 30 min |
| Cuban Moros | Onion, garlic, cumin, egg | $1.25–$1.75 | 35 min |
| Buddha Bowl | Roasted veggies, feta, tahini | $2–$2.50 | 25 min |
Tips for Better Rice and Beans
Cook rice in broth instead of water for more flavor. Add a bay leaf, garlic clove, or pinch of salt. Season beans while they cook. Onion, garlic, cumin, and bay leaves make a big difference. Use different beans: black, pinto, kidney, chickpeas, or white beans. Each has a different texture and flavor. Batch cook rice and beans on Sunday. Store separately. Mix and match through the week. For more meal prep tips, read our Meal Ideas and Budgeting Tips. Use our savings calculator at MealPrepBudgeter.
Plain vs. Dressed Up: A Quick Comparison
Same base, different results. Here's how a little creativity transforms the meal.
Plain vs. Creative Rice and Beans
Plain Rice and Beans
- Rice, beans, salt
- ~$0.75 per serving
- Filling but boring
- Easy to burn out
Creative Rice and Beans
- Seasonings, toppings, variety
- ~$1.50–2.50 per serving
- Still cheap, much tastier
- Eat weekly without fatigue